There is a mom, with 2 kids, recently divorced, newly hired to teach at a wonderful school after years of studying to become an educator.

Georgia teacher pay scale sets her income limit. Roughly $3000 per month after taxes…sounds good until you put it on paper.

So here she is…sitting at her table, alone, going over her “must pay” bills and the things she needs that aren’t in the budget. On top of that, the brakes went out this morning on her car, that she has to have for work and the kids! Fixing it is not an option, but she doesn’t have $500 to fix it! In fact, she was just trying to figure out how to work around some bills to get the kids much-needed winter coats.

And then her 4th grader brings home a form from school requesting $10 for the upcoming field trip to the pumpkin patch and Christmas is only 2 months away! She remembers what it’s like to wake up Christmas morning with presents and gifts that her daddy and momma scrimped and saved for and how special and loved she felt because of their sacrifice and she remembers seeing them beam with pride for what they were able to provide her with. She vowed that her kids would always feel this way…but here she is…to say she’s overwhelmed or stressed is an understatement.

Sound familiar?

I don’t share my opportunity to dangle fancy trips or luxurious living in front of you. I share my opportunity because I remember feeling helpless. Every month my debt growing because I started out each month already behind. I knew what an extr $500 a month would mean for me and I know there are those of you out there right now who would value it just as much.

This is why I share. Because this was my life. This was my budget. And I feel trapped and scared. But then someone shared hope and opportunity with me. And slowly, with grit and hard work, my life changed. And I believe yours can.

Please reach out if I can help you.